Policy for Financial Aid Recipients (updated 8/17/2011)

To qualify for financial aid, a student must make satisfactory academic progress toward the completion of an eligible certificate or associate degree program. This policy applies to all students who apply for help from any federal or state financial aid program. It also applies to any other program administered by the College which requires satisfactory academic progress as a criterion for eligibility.


Students are making “Satisfactory Academic Progress” if they meet the following conditions:

  1. QUALITATIVE COMPONENT – Maintain a cumulative grade point average (GPA) of not less than the following:

     Credit Hours Completed

     Minimum GPA Required

    1 – 11

    1.50 cumulative

    12 and above

    2.00 cumulative

  2. PACE OF PROGRESSION – Complete with a passing grade (that is, an A, B, C, D, or P, including a grade with a “+” or “-“) two-thirds of the cumulative hours attempted.  All withdrawal grades, incompletes, no-credit grades, transfer credits and repeat classes are considered as hours attempted.
  3. MAXIMUM TIME FRAME – Complete their declared major within the maximum limit: For Federal aid programs, once you have attempted 150% of the number of credits normally required to complete a degree, you will not be eligible for any additional federal aid at M.C.C.  Transfer credits classes do not count in the calculation of the GPA, but are included in the calculation of the maximum limit.

    Credits Required

    150% limit

     Regular ASA/AAS degree






    *Respiratory Therapy



     * number of credits depends on the catalog year the student enters the program

  • Transfer credits, incompletes and withdrawal grades do not count in the calculation of the GPA.
  • Repeating a class – a student may receive financial aid for a previously passed course only one additional time. You are allowed to repeat a failed or withdrawal course until it is passed, if otherwise maintaining SAP.
  • Up to 30 remedial credits may be eligible for financial aid if they are required by the student’s academic degree program provided the total doesn’t exceed the maximum number of credits allowed by the maximum time frame standard.
  • SAP calculations include all cumulative attempted credits (regardless who paid for them) registered for at the semester’s or course’s census date.
  • Financial aid eligibility status – students are evaluated for SAP at the end of each semester enrolled. Eligibility status is categorized as Satisfactory, Warning or Suspension.
  • The Pace of Progression is calculated by dividing the cumulative hours successfully completed by the cumulative hours attempted. Monitoring the pace of progression will ensure completion of the degree program within the maximum time frame.
  • Only courses that apply to a student’s declared degree program are eligible for financial aid.
  • The financial aid SAP Policy is separate from the College’s general probation/dismissal policy (see “Dismissal, Academic” in the index of the college catalog).
  1. Satisfactory Status:  The student is in good standing and meets all conditions of the SAP policy standards.
  2. Warning Status:  The student has failed to meet one or more conditions of the SAP policy standards at the end of a semester. A student placed on warning will be allowed to receive aid for one additional semester.
  3. Suspension Status:  The student has failed to meet one or more conditions of the SAP policy standards after two consecutive semesters. A student placed on suspension is not eligible for additional aid until they 1) raise the cumulative GPA up to the minimum required, and/or 2) earn enough credits to meet the minimum cumulative completion rate required. The student would be responsible to pay for any additional classes needed to bring them back into good standing.
  4. Financial Aid Probation Status: A student placed on probation has successfully appealed their suspension status by demonstrating that they have the ability to earn a cumulative 2.00 GPA and 67% completion rate by the end of their next semester. If after one semester on probation the student is not back to satisfactory status, they would not be eligible for future aid unless they were successfully following a Financial Aid Academic Plan.
  5. Financial Aid Academic Plan: A student on suspension that cannot return to a satisfactory status within one additional semester must meet with an MCC Counselor and develop a Financial Aid Academic Plan. The Plan must be strictly followed and the conditions set-forth must be met. The student will remain on the Plan until returning to a satisfactory status. If the conditions are not met, all future aid will be cancelled. The student would be responsible to pay for any additional classes needed to bring them back into good standing.

If you are denied aid under this Policy, you have the right to appeal.  If you feel there are mitigating circumstances in your case, you must complete the “Appeal Form for Satisfactory Academic Progress”. The appeal form must be submitted to the Student Welcome Center AT LEAST 30 DAYS BFORE THE BEGINNING OF THE SEMESTER YOU WISH TO ATTEND. You must address the problem(s) of why you have been unsuccessful in the past and what has changed that will allow you to be successful in the future. The Committee will normally consider such things as illness, a change in job schedule, or other extenuating circumstances (which were beyond your reasonable control) as grounds for a successful appeal. Be sure to include documentation (for example, a doctor’s statement) and a Financial Aid Academic Plan, if appropriate. To complete a Financial Aid Academic Plan, contact the Counseling and Advising Center at 231-777-0362.

Students that successfully appeal are placed on either Financial Aid Probation OR placed on a Financial Aid Academic Plan that ensures they will meet SAP standards by a specific point in time.

If you want federal aid to earn a second degree, you must appeal in writing, stating your academic goal, and provide a Financial Aid Academic Plan including documentation (such as a “graduation audit”) of the classes needed to accomplish your goal.

This policy states the minimum required for most financial aid programs. However, some scholarship and loan programs require a higher standard (usually a higher GPA). Therefore, you may qualify for most aid programs by meeting the above conditions, but be denied a specific scholarship or loan unless you raise your GPA or pass additional credit hours.


Federal regulations require that, in order for an award to be renewed under a federal program, the student:

  1. Must not owe a refund on a federal grant or be in default on a federal education loan.
  2. Must not have any drug convictions while receiving federal financial aid.

In addition, the College also reserves the right to withhold all services including the issuing of academic transcripts from any students who have not met their financial obligations to the College.


If you answered “yes” to question 23 on the FAFSA because you had a conviction for possessing or selling illegal drugs for an offense that occurred while you were receiving federal student aid, you may be ineligible for aid for a period of time based on the type and number of convictions.  When you complete your FAFSA online, you will be linked to an electronic worksheet to assist you in determining whether your conviction affects your eligibility for federal student aid.


Muskegon Community College is accredited by the Higher Learning Commission of North Central Association of College and Universities. Student who wish to review a copy of the document describing the College’s accreditation should contact the the President’s Office, Room 400; 231-777-0303.


In compliance with Titles VI and VII of the Civil Rights Act of 1964, Title IX of the Education Amendments of 1972 and the Rehabilitation Act of 1973, Muskegon Community College does not discriminate on the basis of race, creed, color, national origin, mental or physical handicaps, age or sex in any of its policies, practices or procedures. This includes, but is not limited to, admissions, employment, financial aid, educational services, programs and activities.

Information regarding drug abuse prevention programs is available by contacting the Human Resources Office at 231-777-0407 or the Counseling Office at 231-777-0362.  It includes health counseling, information and referral services.

MCC’s Code of Conduct applies to all agents or employees of the College.  The Financial Aid Office adheres to the expanded Statement of Ethical Principles and Code of Conduct of the National Association of Student Financial Aid Administrators (NASFAA) related to student loan activities.

  • I understand that I must maintain Satisfactory Academic Progress (SAP) in order to be eligible for most financial aid.  I understand that the SAP Policy requires that I maintain a cumulative specified minimum grade point average and a minimum of two-thirds rate of credit completion.  I understand that if a deferred payment is extended to me and I have pending grades from the current or prior semester, my financial aid may be canceled if I have not maintained SAP after grades are posted.  I agree that I have read and understand the SAP policy in the Financial Aid Contract.
  • I understand that I am required to be enrolled and attending a minimum number of credit hours in order to be eligible for financial aid.  I am also required to remain enrolled in my classes to receive those funds.  If I never attend, cease to attend, drop, withdraw, or receive all “E’s”, my financial aid may be reduced or canceled.  I will also jeopardize my eligibility to receive financial aid in both the current and future semesters.
  • I understand that any violation of the regulations governing the financial aid programs is sufficient grounds for termination of my financial aid and referral for disciplinary action.  Violation include, but are not limited to, falsification of any document used to obtain financial aid, using financial aid funds for non-educational purposes, and transfer of financial aid funds to others (e.g. using your book voucher to purchase items for others).
  • I understand that, if my financial aid is reduced or canceled for any reason, I will be responsible to pay for all outstanding balances of tuition, fees, books, or other expenses incurred at the college.
  • REPAYMENT: Federal law requires that all or part of Federal Financial Aid has to be paid back if the student withdraws from ALL classes before attending at least 60% of the semester. This is about 9-1/2 weeks after the start of a 15 week semester and about 7-1/2 weeks after a 12 week semester.

The U.S. Department of Education provides an Office of the Ombudsman to help resolve loan disputes and problems. The following options are available for contacting the office: call toll free at (877) 557-2575, visit the Web site at www.fsahelp.ed.gov, or write to: Office of the Ombudsman, Student Financial Assistance, U.S. Department of Education, Room 3012, ROB #3, 7th and D Streets, SW, Washington DC 20202-5144